Helping business owners in all aspects of Employer sponsored Retirement plan. 

Meet Pankaj Dayal, PNR Financial Services

PNR Financial Services LLC is a Registered Investment Advisor specializing in Employer sponsored Retirement Plans on a fee basis with a single goal: Helping Business Owners in all aspects of Employer sponsored Retirement Plans, including Plan Design, Implementation and Ongoing maintenance. Being independent we are only obligated to the client, and not to any service providers.

Pankaj Dayal, founder of PNR Financial Services, has been in the Financial Services Industry for 19 years.

Our Customers

Our customers are established business owners looking for non-biased professional guidance on their retirement plans where it is a win-win for both employers and employees.

A well run retirement plan is an essential part of the benefits package offered to employees, helping the business with attracting and retaining a dedicated and talented workforce. It could also offer some tax benefits to the small business owners.

My Biggest Challenge

Surviving in a very volatile Financial Services industry against well established organizations, educating clients and ourselves, as well as adopting to the constant changes in the industry.

Before starting PNR, giving up a very secure employment with tremendous benefits to go into the unknown world of being a small business owner in a highly competitive Financial Services industry.

Business Principles

A customer is the most important visitor on our premises. He is not dependent on us. We are dependent on him. He is not an interruption of our work. He is the purpose of it. He is not an outsider of our business. He is part of it. We are not doing him a favor by serving him. He is doing us a favor by giving us the opportunity to do so.”  Mahatma Gandhi

Recent Success

We setup a retirement plan for a small business, where with the support of the business owner, we were able to attain 100% employee participation rate in the plan. Both the employees and the employer were extremely satisfied by the results. 

I am looking forward to building a strong relationship with this business owner, and educate them on the latest financial and retirement solutions.

What Keeps You Going 

Our mission is to help the employer as well as employees with the most effective retirement plan, which is what keeps me going in good and turbulent times. 

Community First

I am personally involved in many local chambers of commerce, charter member of TiE SoCal (The Indus Entrepreneurs), board member with the Antelope Valley Employer Advisory Council, as well as a member of the California Highway Patrol Senior Volunteer Program. We help employers benchmark their retirement plans, and evaluate service providers, investments and associated fees, whether paid by the employer or employees. 

In Five Years…

Due to the ever-changing business, such as the SECURE ACT and other major changes in the industry, we see tremendous opportunity and will stay focused, have faith and exercise maximum effort to get there.

I’m Inspired By

Entrepreneurs who are making a positive difference in their communities, and successful business owners whom I refer to as Everyday Heroes.

Entrepreneurs, Listen Up

Motivate, Challenge and Educate yourself on a daily basis, never losing sight of your goals. Always run a professional and ethical business keeping the Clients’ interests as your most important role. Success is the culmination of hard work. Never Give up!

Connect with Pankaj


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